Best for Foreign Currency
Alpha Bank Cyprus logo

Alpha Bank Cyprus

Greek group subsidiary · Foreign currency accounts · International focus

6.8/10
6.8
/ 10
Rank #7

Score Breakdown

Account Opening Ease 25% · 4.5/10
Fees & Cost 20% · 6.0/10
Digital Banking Quality 20% · 6.5/10
Non-Resident Friendliness 15% · 6.0/10
Branch & ATM Network 10% · 4.0/10
Trust & Stability 10% · 8.0/10

Last updated: March 2026

Quick Facts

💶
Monthly fee
€3–€7
⏱️
Opening speed
2–3 weeks
💻
Online opening
No ❌
🌍
Non-resident
Partial ⚠️
🇬🇧
English support
Yes ✅
📱
iOS app rating
4/5 ⭐
🤖
Android rating
3.9/5 ⭐
🏦
Cyprus branches
~12
🇪🇺
EU regulated
Yes ✅
🛡️
Deposit protection
Yes (€100k) ✅
📅
Founded
1991
📋
2013 crisis
Not affected ✅

Alpha Bank Cyprus is the Cyprus arm of Alpha Bank, one of Greece's major banks. It offers foreign currency accounts — useful for clients who hold assets in USD, GBP, or other currencies — and has a focus on more sophisticated banking needs including international clientele.

Overview

Alpha Bank Cyprus serves a specific need: clients who want a traditional Cypriot bank account with foreign currency account options. If you hold significant assets in USD or GBP and want to keep them in a Cyprus bank without converting to EUR, Alpha Bank Cyprus is worth considering.

Account Opening Experience

Branch visit required. The process tends to take longer than at other local banks — typically 2–3 weeks. Documentation requirements are comprehensive. English-speaking staff are available at all branches.

Fees & Costs

Monthly fees of €3–€7 depending on account type. Foreign currency account fees vary. International transfer fees apply. The cost structure is broadly comparable to other local banks.

Digital Banking

App scores of 4.0 on iOS and 3.9 on Android — functional but not outstanding. Online banking is available in English and covers all standard transactions.

Non-Resident & Foreigner Experience

Non-residents can open accounts but the process is more involved. The bank's international focus means staff have more experience with foreign clients than some smaller competitors.

Our Verdict

A niche choice best suited to clients with foreign currency needs or those who specifically want a connection to the Alpha Bank group. For everyday banking, Bank of Cyprus or Eurobank Cyprus offer more comprehensive local services; for digital banking, Revolut or Wise are superior.

✅ Pros

  • Foreign currency accounts available (USD, GBP, and others)
  • Part of established Alpha Bank group
  • International banking expertise
  • EU regulated and deposit protected
  • English-speaking staff

❌ Cons

  • Smaller Cyprus branch network (~12 branches)
  • Account opening takes 2–3 weeks
  • Monthly fees of €3–€7
  • App ratings below peers (4.0 iOS)
  • Less convenient for everyday Cyprus banking

🎯 Best for: Foreign currency accounts & international clients

Learn More About Alpha Bank Cyprus

Visit the official website for current fees and to book an appointment.

Frequently Asked Questions

Does Alpha Bank Cyprus offer foreign currency accounts?
Yes. Alpha Bank Cyprus offers accounts in foreign currencies including USD and GBP. This makes it useful for clients who receive income in or hold assets in non-EUR currencies and want to avoid constant currency conversion.
Is Alpha Bank Cyprus safe?
Yes. Alpha Bank Cyprus is regulated by the Central Bank of Cyprus and deposits up to €100,000 are protected under the Cyprus Deposit Protection Scheme. It is part of Alpha Bank Group, one of Greece's systemic banks.

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