BOC Aegean Mastercard
Aegean Miles · €40 flight discount · Travel insurance · BOC account required
Score Breakdown
Last updated: March 2026
Quick Facts
Full Fee Table
| annual Fee | ~€30/year |
| monthly Fee | €0 |
| fx Fee | ~1.5% |
| atm Fee | Fee applies |
| apr | ~17–19% |
| cash Advance Fee | ~3% |
| late Fee | Fee applies |
The Bank of Cyprus Aegean Mastercard earns Aegean Airlines miles on all spending, includes a €40 flight discount voucher, and comes with travel insurance. At ~€30/year, it's a reasonable travel card for established BOC customers who regularly fly Aegean.
🎯 Best for: Frequent Aegean Airlines flyers
Overview
The BOC Aegean Mastercard is a niche product with a clear target audience: Bank of Cyprus customers who regularly fly Aegean Airlines from Larnaca or Paphos. The Aegean miles earn rate, €40 flight discount, and travel insurance make it a reasonable travel card at €30/year.
Fees & Costs
At ~€30/year, the annual fee is reasonable for a travel rewards card. The 1.5% FX fee is standard for local cards. The 17–19% APR makes monthly full payment essential.
Card Acceptance
Full Mastercard acceptance including car rentals and hotel deposits.
Perks & Rewards
Aegean Miles+Bonus on all card spending, redeemable for Aegean flights and upgrades. €40 flight discount voucher on card activation. Travel insurance included for cardholders.
Our Verdict
A solid niche choice if you're an established BOC customer who flies Aegean regularly. Not worth the complexity for newcomers — get Bunq first, consider this later once you've established local banking.
✅ Pros
- ✓Aegean Miles+Bonus on all spending
- ✓€40 flight discount voucher
- ✓Travel insurance included
- ✓~€30/year reasonable for a travel card
- ✓Builds local Cyprus credit history
- ✓Full Mastercard acceptance
❌ Cons
- ✗Requires Bank of Cyprus account + local income
- ✗Only useful if you fly Aegean Airlines
- ✗~1.5% FX fee
- ✗17–19% APR
- ✗No lounge access
- ✗Branch application process
Who Can Apply
- →Existing Bank of Cyprus current account
- →Cyprus proof of address
- →Proof of local income
- →Valid passport or ID
How to Apply
- 1 Hold an existing Bank of Cyprus account
- 2 Visit your BOC branch
- 3 Request the Aegean Mastercard specifically
- 4 Submit income and address documentation
- 5 Wait 2–4 weeks for approval
- 6 Card delivered to Cyprus address
Learn More About BOC Aegean Mastercard
Visit the official website for current terms and to apply.