Eurobank Cyprus Card
€pistrofi cashback rewards · New card generation March 2026 · Merger with Hellenic Bank
Score Breakdown
Last updated: March 2026
Quick Facts
Full Fee Table
| annual Fee | ~€25–30/year |
| monthly Fee | €0 |
| fx Fee | ~1.5% |
| atm Fee | Fee applies |
| apr | Not publicly published |
| cash Advance Fee | Fee applies |
| late Fee | Fee applies |
Eurobank Cyprus (formed from the 2025 merger of Hellenic Bank and Eurobank Cyprus) offers credit cards with the €pistrofi cashback rewards scheme — earn euros back on everyday spending, redeemable at partner merchants. New card generation launched March 2026.
🎯 Best for: Everyday cashback rewards for residents
Overview
Eurobank Cyprus's credit card range was refreshed in March 2026 following the merger with Hellenic Bank. The €pistrofi scheme — where you earn real euros back on spending, redeemable at partner merchants — is one of the more practical rewards programmes among local banks.
Fees & Costs
Annual fee of approximately €25–30/year is mid-range among local cards. The 1.5% FX fee is standard. APR is not publicly published on the website — ask at a branch for current rates.
Card Acceptance
Full acceptance everywhere Visa/Mastercard is accepted. Standard credit card accepted at car rentals and hotel deposits.
Perks & Rewards
The €pistrofi cashback scheme is the main differentiator. You earn a percentage back on spending, credited as euros redeemable at partner retailers and online. More practical than points-based schemes for people who want straightforward cash value.
Our Verdict
A reasonable choice for established Eurobank Cyprus customers who want a credit card with their existing bank. Not accessible to newcomers without local income. The €pistrofi cashback is one of the better local rewards schemes.
✅ Pros
- ✓€pistrofi cashback — earn real euros back
- ✓New card generation launched March 2026
- ✓Second largest bank network in Cyprus
- ✓Builds local credit history
- ✓Apple Pay and Google Pay
- ✓Inherited Hellenic Bank's expat-friendly service
❌ Cons
- ✗Requires local income and address
- ✗~€25–30/year annual fee
- ✗~1.5% FX fee
- ✗APR not publicly published — ask at branch
- ✗Post-merger transition still ongoing
- ✗Branch visit required
Who Can Apply
- →Eurobank Cyprus current account
- →Cyprus proof of address
- →Proof of local income
- →Valid passport or ID
How to Apply
- 1 Open a Eurobank Cyprus current account
- 2 Visit your local Eurobank Cyprus branch
- 3 Request a credit card application
- 4 Submit required documentation
- 5 Wait for approval (2–4 weeks)
- 6 Card delivered to your Cyprus address
Learn More About Eurobank Cyprus Card
Visit the official website for current terms and to apply.